Why Choose The Borrowing Club

What Makes Us Different?

We provide consulting, advising, and assisting programs to a specific group of people who meet certain minimum credit/financial criteria. Our program mainly focuses on offering unsecured no collateral personal and business loans. The best part is that we don't charge any upfront fees and have a detailed Customer Service Agreement that outlines the consulting, advice, and assistance we offer. Unlike other companies, we are not affiliated with any lending institution and do not have any relationships with them. This enables us to provide our clients with the best available options when it comes to meeting their lending needs.

  • Provides professional experienced consulting, advising, and assisting in locating multiple loan programs that are not easily found through the ordinary web browsing.
  • Consult, advise, and assist clients with understanding the application process and completion as well as how submissions work which saves countless hours of time and frustration.
  • Consult, advise, and assist in helping clients understand the communication with the financial institutions which eliminate confusion and consumer time allocation.
  • Available 24/7 to answer questions and alleviate customer concerns.
  • Provide clients with a complete financial analytic overview which explains to them current cost of their debt service versus consolidated new loan program, interest rates, monthly cost, compounding interest rates and the advantages and disadvantages of their new and old programs.
  • Our loan consulting program helps consumers consolidate high-interest debt, rebuild their credit profile, and settle their debts. TBC provides advice and expert knowledge of the marketplace.
  • Consult, advice, and assistance and provide educational information to our clients on the positives and negatives of the lending industry.
  • Work alongside with clients to help them fully understand the positives and negatives of their loan options.
  • At The Borrowing Club, we work closely with our clients and take the necessary measures to protect the clients personal credit information (PCI compliant) where others in the industry may not.
  • Help preserve consumer integrity, provide confidentiality, and protect against unnecessary credit inquiries that will negatively impact a consumer’s credit.
Our experience enables us to effectively locate lenders in specific areas so that the client has a variety of options to choose from. The client is under no obligation to close or accept any of the loan options found by us. We only charge a consulting fee if our consulting, advice, and assistance results in the member choosing and funding a loan from one of the lending institutions located through our research.

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Shape BG

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Miguel was very informative, helpful and patient with me, I thank him so much explaining and being detailed with me on answering my question. I felt very comfortable when i completed due to Miguel being patient and repeating things to me. He was awesome. Thank you

Fleming Johnson


I had a wonderful experience with Kole! He totally nailed the whole process for Me????. I was a bit skeptical, but Kole was Amazing! He assisted me through my nervous approach and truly showed me how much He was truly for me. I'm so grateful for his goodness towards me and the process. Many Blessings upon you. Kole Grateful Ms. Donna Williams

Donna Williams


Daniel Ahonkhai was very helpful. He was forthcoming and communicated with great clarity and respect. He answered all my "not so smart" questions and gave me all the time I needed to consult family members and think about my decision. He made the process very clear for someone like me with little financial literacy. I enjoyed working with him.

Suzan Abdullah


Great customer service. Helpful and attentive. Very patient and thorough. Would recommend.

Alex Rodriguez


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