The Borrowing Club (TBC), does collect certain personally identifiable information that may be used to provide you with customized services, content, networking opportunities, industry information and/or advertisements.

Personally identifiable information is collected when you register to receive certain TBC services, products or offers. The Borrowing Club may also request personally identifiable information when the user elects to participate in other TBC affiliated or sponsored programs, including, but not limited to, sweepstakes, contests, and/or other such promotions.

The Borrowing Club may share the collected personally identifiable information with a sponsor or other third party that may be interested in serving you. The Borrowing Club will request and verify your consent before any personally identifiable information is provided to sponsors or third parties. You may also inform The Borrowing Club at any time not to share your personally identifiable information with third parties by sending an e-mail message and requesting that your personally identifiable information not be released to third parties. To opt out of SMS notices, reply STOP or Call 844-461-2582

The Borrowing Club may use your personally identifiable information to provide you with any of our present and future services. We may also use this information to notify you or contact you with regard to any problem with, or the expiration of such services. For this reason, The Borrowing Club may find it necessary to disclose your personally identifiable information to one or more TBC agents and/or contractors and their subcontractors, but such agents, contractors, and subcontractors will be required to agree to use any personally identifiable information obtained from The Borrowing Club for only such purposes.

Personally identifiable information also may be disclosed to the proper authorities in special situations where The Borrowing Club has reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with The Borrowing Club rights, property, users, or anyone else who may be harmed by such activities.

The Borrowing Club may reveal personally identifiable information when we have been informed by law enforcement authorities or have established a good faith belief that the law requires The Borrowing Club to do so. The Borrowing Club reserves the right to change its privacy policy at any time by posting revisions on the web Site. This privacy policy is not intended to, and does not create any contractual or other legal rights in or on behalf of any party.

Consumer Verification and Credit Partners

While enrolling for the products and/or services, we will ask you for the following types of information: contact information (such as name, address, phone number, and email address); sensitive information (such as date of birth, driver's license number and social security number); personal information to verify your identity and financial information (such as credit card number). This information is required in order to verify your identity, charge you the agreed upon fees for our products and services, and to fulfill our obligation to provide our products and services to you, including communicating with third parties as necessary to provide such products and services, such as identification verification companies, consumer reporting agencies, payment validation companies, law enforcement agencies or others.